Your PSP gets banned overnight,
your subscribers keep renewing.
Accepted card networks
Connect any acquirer / PSP with an API — ready-made examples include Stripe · Adyen · Checkout.com (neutral proxy, not a fixed list).
Three things that keep you up at night
Compliance is too heavy to DIY
Building your own card vault means carrying PCI-DSS: tens of thousands a year in compliance, annual audits, and months just to stand up the environment. Small teams can't afford it.
Card data locked into one channel
When cards live inside a payment provider, switching or splitting traffic forces users to re-enter their card — and conversion collapses.
One channel wobbles, orders drop
With a single channel, one risk block or outage fails a whole batch of orders. In high-decline scenarios, revenue just leaks away.
How KeepPay helps you
First take your card data back into your own hands — then give your money flow a smart brain.
Your own card vault
Lock your overseas customers' card numbers into a vault that belongs to you — shed the PCI burden, and never get held hostage by any payment channel.
Never touch raw PANs
Cards are tokenized right at the front end (turned into an encrypted token), so plaintext never hits your servers. PCI scope shrinks to a minimum, and you go live in days.
Card data is your asset
Tokens sit in a vault under your name, isolated per project — not inside some payment company, but in your own hands.
Switch channels anytime
At charge time we securely forward card data to any acquirer/PSP you choose. Switch or add channels — users never re-enter a card.
Multilingual support
Console, docs and integration support in multiple languages, with a dedicated team on standby.
Smart payment orchestration Coming soon
Integrate once, intelligently route across the multiple overseas PSPs you choose — auto-failover when a channel goes down, and recover declined revenue with AI.
Integrate once, one API
No more 'N channels = N contracts + N dashboards'. We smooth over every difference for you.
Smart routing + cascade
Auto-pick the best channel by region, card type, cost and success rate; if A fails, cascade to B then C — stopping drops before they happen.
AI-powered recovery
Smart retries and recovery tuned for high-decline cases like short drama and subscriptions — every recoverable dollar gets a second shot.
One report for all flows
Revenue, success rates and declines across every channel — all in one clear dashboard.
The vault model: one foundation, three payoffs
The core is one line — the card token isn't locked to any single PSP. From that alone, three direct payoffs.
① Banned account, subscription lives on
If an account / PSP is banned overnight, renewals charge a backup PSP with the same token — members never notice, no lost orders. The lifeline for subscription and short-drama businesses.
② +5–10% payment success
A charge declined by PSP A retries on PSP B with the same token — another route often goes through, all on the backend, invisible to the user. The industry commonly lifts approval ~5–10% (depends on your decline mix and backups).
③ Higher subscription success
Account Updater — when a user's card changes, the new details sync automatically, plugging mass renewal failures from expired or replaced cards.
Pay as you grow
No $500K-a-month threshold — affordable for small and mid-size teams too.
- Card tokenization + secure capture
- Neutral proxy to any PSP
- Per-project isolation
- Chinese console & support
- Multi-PSP smart routing + cascade
- AI smart retry & recovery
- Multi-project / multi-app
- Dedicated WeChat onboarding
- Private / data-residency options
- Dedicated SLA & integration team
- Advanced access controls & audit
- Custom integrations
* Pricing structure is illustrative; final terms per official quote.
From keeping data to keeping revenue
Use Vault to take card data into your own safe; once business is rolling, upgrade to Flow with no need to re-collect a single card.
KeepPay VaultTake card data back into your own hands
Low-friction integration, no PCI build. Cards are securely tokenized and become your own payment asset.
KeepPay FlowGive your money flow a smart brain
Cards already vaulted — no re-collection. Turn on multi-channel orchestration and AI recovery to maximize revenue.
Built for businesses going global
Dedicated human support
Multilingual console and docs, with real people on dedicated support — not a cold ticket queue.
Never locked in
Neutral vault — your card tokens are your asset, switch channels at will.
AI lifts revenue
Smart routing + AI recovery, purpose-built for high decline rates.
Fast to launch
No PCI build, live in days, friendly to small and mid-size teams.
You might be wondering
We already use Stripe / Antom / Airwallex — why KeepPay?+
Where is my card data stored, and is it safe?+
Which payment methods and PSPs are supported?+
How long does integration take?+
Can I use Vault only, without Flow?+
What if my channel does not support this kind of integration?+
Keep your customers, card tokens and renewals in your own hands
Book a demo and see how KeepPay helps you hold your card tokens and recurring revenue tight — in days.