> Payment orchestration + a neutral card vault for global teams. Card tokens in your name β€” reroute when a channel is banned, never locked to one PSP. Zero-migration switching, no PCI build. A dedicated card vault for teams going global # Your PSP gets banned overnight, your subscribers keep renewing. **Your users**tap a card at your checkout β‘  tokenized on capture ↓ **πŸ”’ Your vault**Tokens Β· in your name Β· KeepPay Vault ↓ Any acquirer / PSP **PSP A**banned / down βœ— **PSP B**renewal succeeds βœ“ **PSP C**add anytime PCI DSS Level 1 Card-network-audited base 3DS / SCA ready End-to-end tokenization 99.9% uptime Accepted card networks VISA mastercard AMEX UnionPay JCB DISCOVER Connect any acquirer / PSP with an API β€” ready-made examples include Stripe Β· Adyen Β· Checkout.com (neutral proxy, not a fixed list). The real anxieties of cross-border payments ## Three things that keep you up at night πŸ—οΈ ### Compliance is too heavy to DIY Building your own card vault means carrying PCI-DSS: tens of thousands a year in compliance, annual audits, and months just to stand up the environment. Small teams can't afford it. πŸ”’ ### Card data locked into one channel When cards live inside a payment provider, switching or splitting traffic forces users to re-enter their card β€” and conversion collapses. πŸ“‰ ### One channel wobbles, orders drop With a single channel, one risk block or outage fails a whole batch of orders. In high-decline scenarios, revenue just leaks away. Two products, one solution ## How KeepPay helps you First take your card data back into your own hands β€” then give your money flow a smart brain. πŸ” Step 1 Β· KeepPay Vault ### Your own card vault Lock your overseas customers' card numbers into a vault that belongs to you β€” shed the PCI burden, and never get held hostage by any payment channel. #### Never touch raw PANs Cards are tokenized right at the front end (turned into an encrypted token), so plaintext never hits your servers. PCI scope shrinks to a minimum, and you go live in days. #### Card data is your asset Tokens sit in a vault under your name, isolated per project β€” not inside some payment company, but in your own hands. #### Switch channels anytime At charge time we securely forward card data to any acquirer/PSP you choose. Switch or add channels β€” users never re-enter a card. #### Multilingual support Console, docs and integration support in multiple languages, with a dedicated team on standby. πŸ”΅ Keep your data β€” your vault, your call. 🧭 Step 2 Β· KeepPay Flow ### Smart payment orchestration Coming soon Integrate once, intelligently route across the multiple overseas PSPs you choose β€” auto-failover when a channel goes down, and recover declined revenue with AI. #### Integrate once, one API No more 'N channels = N contracts + N dashboards'. We smooth over every difference for you. #### Smart routing + cascade Auto-pick the best channel by region, card type, cost and success rate; if A fails, cascade to B then C β€” stopping drops before they happen. #### AI-powered recovery Smart retries and recovery tuned for high-decline cases like short drama and subscriptions β€” every recoverable dollar gets a second shot. #### One report for all flows Revenue, success rates and declines across every channel β€” all in one clear dashboard. 🟒 Keep your choices & revenue β€” you pick channels, you keep income. ## The vault model: one foundation, three payoffs The core is one line β€” the card token isn't locked to any single PSP. From that alone, three direct payoffs. ### β‘  Banned account, subscription lives on If an account / PSP is banned overnight, renewals charge a backup PSP with the same token β€” members never notice, no lost orders. The lifeline for subscription and short-drama businesses. ### β‘‘ +5–10% payment success A charge declined by PSP A retries on PSP B with the same token β€” another route often goes through, all on the backend, invisible to the user. The industry commonly lifts approval ~5–10% (depends on your decline mix and backups). ### β‘’ Higher subscription success Account Updater β€” when a user's card changes, the new details sync automatically, plugging mass renewal failures from expired or replaced cards. Transparent pricing, no hidden fees ## Pay as you grow No $500K-a-month threshold β€” affordable for small and mid-size teams too. Vault Usage-based No monthly fee, billed per token - Card tokenization + secure capture - Neutral proxy to any PSP - Per-project isolation - Chinese console & support Most popular Growth Coming soon Custom Full Vault + Flow orchestration 🚧 Available when Flow launches Β· book early access - Multi-PSP smart routing + cascade - AI smart retry & recovery - Multi-project / multi-app - Dedicated WeChat onboarding Enterprise Contact us Built for scale and compliance - Private / data-residency options - Dedicated SLA & integration team - Advanced access controls & audit - Custom integrations \* Pricing structure is illustrative; final terms per official quote. How it works ## From keeping data to keeping revenue Use Vault to take card data into your own safe; once business is rolling, upgrade to Flow with no need to re-collect a single card. 1 ### KeepPay VaultTake card data back into your own hands Low-friction integration, no PCI build. Cards are securely tokenized and become your own payment asset. β†’Zero-migration upgrade 2 ### KeepPay FlowGive your money flow a smart brain Cards already vaulted β€” no re-collection. Turn on multi-channel orchestration and AI recovery to maximize revenue. Why KeepPay ## Built for businesses going global 🀝 ### Dedicated human support Multilingual console and docs, with real people on dedicated support β€” not a cold ticket queue. πŸ”“ ### Never locked in Neutral vault β€” your card tokens are your asset, switch channels at will. πŸ€– ### AI lifts revenue Smart routing + AI recovery, purpose-built for high decline rates. ⚑ ### Fast to launch No PCI build, live in days, friendly to small and mid-size teams. FAQ ## You might be wondering We already use Stripe / Antom / Airwallex β€” why KeepPay?+ They lock card data inside their own systems. KeepPay is a neutral vault β€” the cards are your asset, you can integrate any acquirer/PSP at once, switch any time, and are never locked in. Where is my card data stored, and is it safe?+ As tokens in a compliant vault. Tokenization and storage are backed by an organization audited and approved at PCI DSS Level 1; plaintext never lands on your or our business servers. Which payment methods and PSPs are supported?+ Card payments first: you can integrate any card processor / acquirer that offers an API to receive cards, with ready-made examples for Checkout.com / Stripe / Adyen. Connect whoever you want β€” no fixed connector list. How long does integration take?+ Usually a few days to enable your channel, vault the cards, and run the first charge (depending on the channel review); upgrading to Flow orchestration later needs no re-collection of cards. Can I use Vault only, without Flow?+ Yes. Vault and Flow are decoupled β€” you can use the vault for tokenization plus forwarding to a fixed channel, and turn on Flow (coming soon) for multi-channel orchestration later, with no migration and no asking users to re-enter cards. What if my channel does not support this kind of integration?+ Send us your list of channels and KeepPay will confirm feasibility; if a channel truly does not support it, you can switch to a supported same-region channel β€” with us alongside you the whole way. ## Keep your customers, card tokens and renewals in your own hands Book a demo and see how KeepPay helps you hold your card tokens and recurring revenue tight β€” in days.